New Money with Nathan Kennedy

The #1 Money Trap Keeping People Broke

Add $100k+ to your career earnings with tactics from my newsletter below!

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Why do so many Gen Z and young millennials feel broke even when they finally start making good money?

 

This video breaks down the number one financial decision quietly holding Gen Z and people in their 20s back, and it has nothing to do with investing, budgeting apps, or skipping coffee. It’s about cars, car payments, and the long-term impact of locking yourself into expensive monthly obligations early in your career.

 

We look at why Gen Z car payments are higher than ever, why luxury cars are more common, and how auto loans, leases, and lifestyle inflation quietly destroy flexibility, opportunity, and wealth-building potential. By the end of this video, you’ll understand how car debt, depreciation, insurance costs, and long-term monthly payments affect your ability to invest, change jobs, move cities, and take risks when it matters most.

 

If you’re Gen Z, in your 20s, or early in your career and wondering why you feel stuck, stressed, or broke despite earning more than you ever have, this video explains the hidden math behind car ownership, car financing, and why so many young people regret their first big purchase.

 

Topics covered include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, wealth building in your 20s, financial mistakes Gen Z makes, being broke in your 20s, personal finance for young adults, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth. This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The Truth About The U.S. Stock Market With James Learmonth, Co-CIO of Harvest ETFs

Back with my partners at Harvest ETFs and in this episode, we sit down with James Learmonth, Co-Chief Investment Officer of Harvest ETFs for a great conversation about the U.S market, Fed and what it takes to make smart, long-term decisions in the space.

This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

The REAL Reason Employers Keep Firing Gen Z

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Gen Z is getting fired at higher rates, and few people are talking honestly about why. This video explores what’s happening between Gen Z employees and employers as workplace expectations shift, communication breaks down, and the job market becomes less forgiving.

 

We look at Gen Z in the workplace, employer expectations, early career mistakes, performance standards, Gen Z work culture, and why companies are moving faster to terminate employees than in the past.

 

If you’re Gen Z starting your career, a manager hiring young talent, or someone trying to understand today’s workplace dynamics, this video breaks down what’s really driving terminations in today’s job market.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Gen Z Will Never Afford A Home... Thank God

 

Add $100k+ to your career earnings with tactics from my newsletter below!

 

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Young people are told they will never afford a home, and that renting means falling behind. This video breaks down the real math behind renting versus buying and explains why homeownership is often a consumption decision disguised as an investment.

 

Using real numbers, we compare a best case housing scenario where a home doubles in value with a renting and investing strategy. We explain leverage, opportunity cost, transaction costs, inflation, and long term returns to show how housing and investing actually perform over time.

 

This video also explores how Gen Z and millennials can build wealth without owning real estate by focusing on market investing, diversification, and compounding. If you care about housing affordability, renting versus buying, investing, and building wealth in today’s economy, this video will change how you think about homeownership.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Why Gen Z Feels So Poor

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Why does Gen Z feel so poor…even when they’re working harder, earning more on paper, and investing earlier than past generations?

 

In this video, we break down why Gen Z feels broke, comparing Gen Z net worth vs Boomers, Gen X, and Millennials, and explaining how housing costs, wage stagnation, student debt, and the rising cost of living have reshaped early adulthood. We look at how Gen Z’s financial reality compares to previous generations and why Gen Z is entering the workforce under fairly tough conditions.

 

We also explore why Gen Z may feel poorer than they actually are, covering investing participation, financial literacy, social comparison, and how constant access to financial data changes perception. Finally, we walk through how Gen Z can still build wealth, with practical strategies around investing, career growth, income diversification, and navigating a world where homeownership has become a luxury.

 

If you’re wondering:

– Why Gen Z feels broke

– Gen Z vs Boomers wealth

– Average net worth by generation

– Why housing is unaffordable for young people

– Whether Gen Z is actually poorer or just feels poorer

– How Gen Z can still achieve financial stability

 

This video breaks it all down with data, history, and a realistic path forward.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The Future of Healthcare Innovation With Harvest ETF President & CIO Paul McDonald

Is the AI trade in trouble? Might not be what you think…

Back with my partners at Harvest ETFs and in this episode, we sit down with Paul MacDonald, President and Co-Chief Investment Officer of Harvest ETFs for a great conversation about the AI trade, health investing and what it takes to make smart, long-term decisions in the space.

Paul shares his perspective on the healthcare landscape, how he thinks about risk and opportunity, and what he’s learned from years of investing in health-focused companies. We also talk about trends he’s watching, common misconceptions, and what really matters when you’re investing with impact in mind.

This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

Why Gen Z Works WAY Harder Than Boomers Think

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Why does Gen Z get labeled as lazy when the data shows they’re working harder than ever?

 

This video breaks down the real economic forces shaping Gen Z’s work ethic and why younger workers are grinding harder than Boomers realize. From rising housing costs and student debt to job instability, automation, and constant reskilling, Gen Z entered the workforce in a fundamentally different economy. Using real labor market data, economic history, and a story-driven lens, this video explains why Gen Z has no choice but to work relentlessly just to achieve basic stability.

 

We explore how inflation, wage stagnation, disappearing entry-level jobs, and declining employer loyalty reshaped what “hard work” looks like today — and why older generations often misinterpret modern work behaviors like job hopping, remote work, and side hustles. This is a deep dive into generational economics, work ethic myths, and how the modern labor market rewards adaptability over tenure.

 

If you’re interested in Gen Z vs Boomers, work ethic debates, the future of work, labor economics, generational wealth gaps, or why young workers feel burned out despite working nonstop, this video connects the dots.

 

Follow for more on careers, economics, generational trends, and how money actually works in today’s economy.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Gen Z’s Job Apocalypse vs History: Who’s Really Had It Better?

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https://thecareerearner.beehiiv.com/s...

 

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Gen Z is entering the job market at one of the most difficult moments in modern history. In this video, we break down the “Gen Z Job Apocalypse” and compare it directly with the entry level job markets Boomers, Gen X, and Millennials faced. Using real data on unemployment, hiring trends, entry-level job postings, wages, housing affordability, and economic cycles, we look at which generation actually had it better… and why the early career landscape has changed so dramatically.

 

We analyze the historical entry level job market for Boomers, Gen X and Millennials and what the 2026 outlook could mean for Gen Z workers. If you want to understand the state of the job market… the collapse of entry-level roles… rising experience requirements… and the future of work for young professionals, this video explains everything with clear data and historical context.

 

Follow for more content on Gen Z jobs, Gen Z vs Boomer, career strategy, wage growth, economic trends, and how to build a career in a changing labor market.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

$250K Job vs $250K Self Employed

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Earning $250,000 a year raises a key question: is it better to make that money through a high-paying job or by running your own business? In today’s market, more people than ever are comparing a salary to self-employed income … and the difference between the two paths is bigger than most expect.

 

This video breaks down the real factors people look for when comparing a six-figure job to six-figure self-employment: take-home pay, income stability, lifestyle, flexibility, job security, workload, career growth, and long-term earning potential. We explore how $250K feels for a corporate employee versus a solo consultant or small business owner … and why the same income can lead to completely different day-to-day lives.

 

If you’re choosing between a high-paying career and building your own business … or comparing a $250K job to a $250K consulting, freelance, or self-employed path - this video gives you a clear breakdown of what each route actually looks like.

 

Follow this channel for more videos on salary growth, high-income jobs, self-employment, business income, career tips, money breakdowns, and choosing the best path for your goals.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Building a $9 Billion AUM Company With Harvest ETF CEO Michael Kovacs

Thank you to Harvest ETFs for being a proud sponsor of our content!

It’s not everyday that you get to interview a CEO...

It’s been super exciting to partner with Harvest ETFs this year - and a really cool opportunity I had was the chance to interview their CEO Michael Kovacs about the forces shaping markets and the broader economy.

We explored:

• Where global markets may be heading, from shifting investor sentiment to the rise of new sectors driving long-term growth.
• How artificial intelligence is transforming the world of investing and creating new ways of thinking about value creation and opportunity.
• What Canada needs to reach the next level and how a more global mindset can help unlock our potential on the world stage.
• And a lot more…

You can watch the first half of the conversation below. To listen to the full one, click the link below.

This podcast presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch/listen to the podcast for the full disclaimer.