New Money with Nathan Kennedy

Rich Gen Z Vs. Poor Gen Z

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How much net worth does Gen Z actually have, and how does your net worth compare?

 

In this video, we break down Gen Z net worth using Federal Reserve data to show how wealth is truly distributed across Gen Z in their 20s. We compare the bottom 10%, median net worth, and top 10% of Gen Z to reveal the real net worth gap between struggling, average, and high-asset young adults.

 

From negative net worth and student loan debt to six-figure portfolios and top percentile wealth, this Gen Z net worth comparison shows how dramatically different financial outcomes can be within the same generation.

 

If you’re part of Gen Z and want to understand how your net worth stacks up, where you fall in the Gen Z net worth percentiles, and what the data actually says about wealth in your 20s, this breakdown gives you a clear, numbers-based perspective.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The Insane Reason Why People Now PAY For Jobs

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For partnership inquiries, please reach out to info@newmoneynate.com Why are people now paying to get jobs?

 

In today’s job market, something unusual is happening. Job seekers, especially Gen Z and young white collar professionals, are spending money just to improve their chances of getting hired.

 

This conversation was sparked by a great Wall Street Journal article that highlighted the rise of reverse recruiting and the growing number of candidates paying for help navigating the hiring process. The story sheds light on how competitive and difficult the white collar job market has become.

 

The hiring process has changed. Online job platforms, intense competition, and ongoing layoffs have reshaped how candidates are evaluated. For many young professionals entering the workforce, the job search feels longer, more competitive, and more uncertain than ever.

 

A growing trend known as reverse recruiting is gaining attention. Instead of companies paying recruiters to find talent, some candidates are now paying for resume optimization, job application support, and strategic outreach. The economics of getting hired are shifting, and the incentives behind recruiting are evolving.

 

Why is this happening? What does it say about the current job market? And what does it mean for Gen Z workers trying to build careers in a tougher employment environment?

 

This video explores the forces shaping today’s job market, the pressure facing young professionals, and what the rise of reverse recruiting reveals about modern hiring. If you are struggling to land interviews, confused by today’s job search process, or trying to understand where the labor market is headed, this breakdown will give you a clearer perspective.

 

Subscribe for in depth analysis on careers, corporate life, Gen Z workplace trends, hiring practices, reverse recruiting, and the economics behind modern work.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The #1 Money Trap Keeping People Broke

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Why do so many Gen Z and young millennials feel broke even when they finally start making good money?

 

This video breaks down the number one financial decision quietly holding Gen Z and people in their 20s back, and it has nothing to do with investing, budgeting apps, or skipping coffee. It’s about cars, car payments, and the long-term impact of locking yourself into expensive monthly obligations early in your career.

 

We look at why Gen Z car payments are higher than ever, why luxury cars are more common, and how auto loans, leases, and lifestyle inflation quietly destroy flexibility, opportunity, and wealth-building potential. By the end of this video, you’ll understand how car debt, depreciation, insurance costs, and long-term monthly payments affect your ability to invest, change jobs, move cities, and take risks when it matters most.

 

If you’re Gen Z, in your 20s, or early in your career and wondering why you feel stuck, stressed, or broke despite earning more than you ever have, this video explains the hidden math behind car ownership, car financing, and why so many young people regret their first big purchase.

 

Topics covered include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, wealth building in your 20s, financial mistakes Gen Z makes, being broke in your 20s, personal finance for young adults, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth. This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The Truth About The U.S. Stock Market With James Learmonth, Co-CIO of Harvest ETFs

Back with my partners at Harvest ETFs and in this episode, we sit down with James Learmonth, Co-Chief Investment Officer of Harvest ETFs for a great conversation about the U.S market, Fed and what it takes to make smart, long-term decisions in the space.

This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

The REAL Reason Employers Keep Firing Gen Z

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Gen Z is getting fired at higher rates, and few people are talking honestly about why. This video explores what’s happening between Gen Z employees and employers as workplace expectations shift, communication breaks down, and the job market becomes less forgiving.

 

We look at Gen Z in the workplace, employer expectations, early career mistakes, performance standards, Gen Z work culture, and why companies are moving faster to terminate employees than in the past.

 

If you’re Gen Z starting your career, a manager hiring young talent, or someone trying to understand today’s workplace dynamics, this video breaks down what’s really driving terminations in today’s job market.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Gen Z Will Never Afford A Home... Thank God

 

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Young people are told they will never afford a home, and that renting means falling behind. This video breaks down the real math behind renting versus buying and explains why homeownership is often a consumption decision disguised as an investment.

 

Using real numbers, we compare a best case housing scenario where a home doubles in value with a renting and investing strategy. We explain leverage, opportunity cost, transaction costs, inflation, and long term returns to show how housing and investing actually perform over time.

 

This video also explores how Gen Z and millennials can build wealth without owning real estate by focusing on market investing, diversification, and compounding. If you care about housing affordability, renting versus buying, investing, and building wealth in today’s economy, this video will change how you think about homeownership.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Why Gen Z Feels So Poor

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Why does Gen Z feel so poor…even when they’re working harder, earning more on paper, and investing earlier than past generations?

 

In this video, we break down why Gen Z feels broke, comparing Gen Z net worth vs Boomers, Gen X, and Millennials, and explaining how housing costs, wage stagnation, student debt, and the rising cost of living have reshaped early adulthood. We look at how Gen Z’s financial reality compares to previous generations and why Gen Z is entering the workforce under fairly tough conditions.

 

We also explore why Gen Z may feel poorer than they actually are, covering investing participation, financial literacy, social comparison, and how constant access to financial data changes perception. Finally, we walk through how Gen Z can still build wealth, with practical strategies around investing, career growth, income diversification, and navigating a world where homeownership has become a luxury.

 

If you’re wondering:

– Why Gen Z feels broke

– Gen Z vs Boomers wealth

– Average net worth by generation

– Why housing is unaffordable for young people

– Whether Gen Z is actually poorer or just feels poorer

– How Gen Z can still achieve financial stability

 

This video breaks it all down with data, history, and a realistic path forward.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The Future of Healthcare Innovation With Harvest ETF President & CIO Paul McDonald

Is the AI trade in trouble? Might not be what you think…

Back with my partners at Harvest ETFs and in this episode, we sit down with Paul MacDonald, President and Co-Chief Investment Officer of Harvest ETFs for a great conversation about the AI trade, health investing and what it takes to make smart, long-term decisions in the space.

Paul shares his perspective on the healthcare landscape, how he thinks about risk and opportunity, and what he’s learned from years of investing in health-focused companies. We also talk about trends he’s watching, common misconceptions, and what really matters when you’re investing with impact in mind.

This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

Why Gen Z Works WAY Harder Than Boomers Think

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Why does Gen Z get labeled as lazy when the data shows they’re working harder than ever?

 

This video breaks down the real economic forces shaping Gen Z’s work ethic and why younger workers are grinding harder than Boomers realize. From rising housing costs and student debt to job instability, automation, and constant reskilling, Gen Z entered the workforce in a fundamentally different economy. Using real labor market data, economic history, and a story-driven lens, this video explains why Gen Z has no choice but to work relentlessly just to achieve basic stability.

 

We explore how inflation, wage stagnation, disappearing entry-level jobs, and declining employer loyalty reshaped what “hard work” looks like today — and why older generations often misinterpret modern work behaviors like job hopping, remote work, and side hustles. This is a deep dive into generational economics, work ethic myths, and how the modern labor market rewards adaptability over tenure.

 

If you’re interested in Gen Z vs Boomers, work ethic debates, the future of work, labor economics, generational wealth gaps, or why young workers feel burned out despite working nonstop, this video connects the dots.

 

Follow for more on careers, economics, generational trends, and how money actually works in today’s economy.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Gen Z’s Job Apocalypse vs History: Who’s Really Had It Better?

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Gen Z is entering the job market at one of the most difficult moments in modern history. In this video, we break down the “Gen Z Job Apocalypse” and compare it directly with the entry level job markets Boomers, Gen X, and Millennials faced. Using real data on unemployment, hiring trends, entry-level job postings, wages, housing affordability, and economic cycles, we look at which generation actually had it better… and why the early career landscape has changed so dramatically.

 

We analyze the historical entry level job market for Boomers, Gen X and Millennials and what the 2026 outlook could mean for Gen Z workers. If you want to understand the state of the job market… the collapse of entry-level roles… rising experience requirements… and the future of work for young professionals, this video explains everything with clear data and historical context.

 

Follow for more content on Gen Z jobs, Gen Z vs Boomer, career strategy, wage growth, economic trends, and how to build a career in a changing labor market.

 

The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.

 

Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.